Hi, I’m Zane, the founder of MoneyBuysFreedom. I’m a software engineer with a deep passion for personal finance, investing, and travel hacking. I believe that financial freedom isn’t just about cutting expenses—it’s about spending wisely, investing smart, and making strategic decisions that unlock more opportunities in life.

Originally from China and now living in Austin, Texas, I’ve navigated financial systems in both the U.S. and Canada, learning how to optimize savings, build wealth, and travel the world for less. Through MoneyBuysFreedom, I share practical strategies on maximizing credit card rewards, making smart investments, and leveraging financial tools to create a life of freedom and adventure.

Spend Wisely. Invest Smart. Live Freely. Let’s take control of our finances and make the most of every opportunity—together! 🚀